What is CLTC?

Certified in Long-Term Care

What does CLTC stand for?

CLTC stands for "Certified in Long-Term Care", a designation granted by the CLTC Board of Standards, Inc.  The program is financially and editorially independent of the long-term care insurance industry.  Graduates have completed a rigorous multidisciplinary course that focuses on the profession of long-term care, not the selling of insurance.  The program is recognized by state regulates.  The "CLTC" designation is affiliated and endorsed by the College for Financial Planning, the company that created the financial planning industries most prestigious program, Certified Financial Planner.

Why work with a CLTC individual?

CLTC professionals know how to ask the right questions which the use to complete a plan to protect your family and your retirement portfolio from the risks associated with a long-term care situation.  I'm trained to work in partnership with your CPA, and lawyer to develop that plan.  If appropriate, long-term care insurance is suggested as a method to pay for care that you may need.  Done correctly, your family's emotion and physical wellbeing as well as your retirement portfolio are protected.

(From the Corporation for Long-Term Care:www.ltc.cltc.com)